Mark Ghann-Amoah · Mortgage Consultant & Senior Sales Manager, Toto Mortgage · NMLS #2176712
Meet Mark- 1
- Point of contact, first call to closing
- 7
- Loan program areas under one roof
- 15 min
- Strategy call to a clear plan
- #2176712
- NMLS — verify my license
One point of contact
You call me. I answer. Your file never gets passed down a hallway.
From the first conversation to the keys, you work with the same person who built your loan strategy.
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Straight answers
Questions go to the person who knows your whole scenario.
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More than one option
I shop Toto Mortgage and partner lenders to match the program to you.
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Start to close
I coordinate with your agent, escrow and underwriting so deadlines hold.
Start with the goal
What do you want to accomplish?
Start with the goal. We’ll find the loan that fits it.
- Buy a home Pre-approval, payment and cash to close
- Buy my first home Low down payment and assistance options
- Lower my payment Rate, term and break-even math
- Tap my equity HELOC or cash-out, side by side
- I’m self-employed Qualify on bank statements or assets
- Grow my portfolio DSCR, rentals and commercial property
What we do
Purchase. Refinance. Investor & Commercial.
Purchase
Win the offer with a solid pre-approval. Conventional, FHA, VA, jumbo and first-time buyer programs.
Explore purchase optionsRefinance
Lower the payment, shorten the term or pull cash out — only when the math says it pays.
Explore refinance optionsInvestor & Commercial
DSCR, fix-and-flip, portfolio and small-balance commercial loans built around the property’s cash flow.
Explore investor financingYour consultant
Mark Ghann-Amoah
Mortgage Consultant & Senior Sales Manager at Toto Mortgage · NMLS #2176712
At Sanniemark Brokerage, you deal with one person from the first call to the keys. I structure the loan, shop Toto Mortgage and partner lenders for the right program, and keep your agent, escrow and underwriting moving so the close date holds.
How we structure a loan
The lowest rate isn’t always the best loan.
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The full payment
Principal, interest, taxes, insurance, mortgage insurance and HOA in one number.
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The real cost
Points, credits, cash to close and how long until a choice pays for itself.
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Your next five years
Plans to move, refinance, rent out or invest shape which loan fits.
Reviews
What clients say
Client reviews are published on my verified profiles, where you can read them in full.
Service area
Local knowledge. Wide reach.
We help clients in every state where Mark is licensed, with a working knowledge of how local pricing, HOAs, condos and high-balance loan limits affect what you can buy.
- Licensed in California
- Office in Southern California
- High-balance & jumbo markets
- Condos & HOA communities
Bring me your numbers. I’ll show you your options.
Buying, refinancing or investing — a 15-minute call is the fastest way to a clear plan.