/* ==========================================================================
   Mark Ghann-Amoah — main stylesheet
   Black & gold · Manrope
   ========================================================================== */

@font-face {
	font-family: "Manrope";
	src: url("../fonts/manrope-variable.woff2") format("woff2");
	font-weight: 200 800;
	font-style: normal;
	font-display: swap;
}

:root {
	--black: #0d0d0d;
	--coal: #161513;
	--coal-2: #1f1d1a;
	--gold: #c8a45d;
	--gold-light: #e2cb94;
	--gold-deep: #8a6a2e;
	--ivory: #f7f4ee;
	--white: #fff;
	--text: #2b2824;
	--muted: #615b52;
	--line: #e4ddd0;
	--line-strong: #d3cab9;
	--on-dark: #f2eee6;
	--on-dark-muted: #b8b1a4;
	--line-dark: rgba(255, 255, 255, 0.12);

	--font: "Manrope", ui-sans-serif, system-ui, -apple-system, "Segoe UI", sans-serif;
	--wrap: 1200px;
	--gutter: clamp(20px, 4vw, 40px);
	--sec: clamp(64px, 8.5vw, 120px);
	--radius: 2px;
	--header-h: 84px;
	--ease: cubic-bezier(0.2, 0.7, 0.2, 1);
}

/* Base ------------------------------------------------------------------- */

*,
*::before,
*::after { box-sizing: border-box; }

html {
	-webkit-text-size-adjust: 100%;
	text-size-adjust: 100%;
	scroll-padding-top: calc(var(--header-h) + 16px);
}

@media (prefers-reduced-motion: no-preference) {
	html { scroll-behavior: smooth; }
}

body {
	margin: 0;
	background: var(--white);
	color: var(--text);
	font-family: var(--font);
	font-size: 1.0625rem;
	line-height: 1.65;
	font-feature-settings: "ss01" on;
	-webkit-font-smoothing: antialiased;
	-moz-osx-font-smoothing: grayscale;
	text-rendering: optimizeLegibility;
}

img,
svg,
video { max-width: 100%; height: auto; display: block; }

a { color: var(--gold-deep); text-decoration-thickness: 1px; text-underline-offset: 3px; }
a:hover { color: var(--black); }

h1, h2, h3, h4, h5, h6 {
	margin: 0 0 0.5em;
	color: var(--black);
	font-weight: 700;
	line-height: 1.15;
	letter-spacing: -0.022em;
	text-wrap: balance;
}

p { margin: 0 0 1em; }
p:last-child { margin-bottom: 0; }

ul[role="list"],
ol[role="list"] { list-style: none; margin: 0; padding: 0; }

button,
input,
select,
textarea { font: inherit; color: inherit; }

:focus-visible { outline: 2px solid var(--gold); outline-offset: 3px; }
.sec--white :focus-visible,
.sec--cream :focus-visible,
.sec :focus-visible { outline-color: var(--gold-deep); }
.sec--dark :focus-visible { outline-color: var(--gold); }

::selection { background: var(--gold-light); color: var(--black); }

.screen-reader-text {
	position: absolute !important;
	width: 1px; height: 1px;
	margin: -1px; padding: 0;
	overflow: hidden;
	clip: rect(0 0 0 0);
	white-space: nowrap;
	border: 0;
}

.skip-link {
	position: absolute;
	top: 8px; left: 8px;
	z-index: 1000;
	padding: 12px 18px;
	background: var(--gold);
	color: var(--black);
	font-weight: 700;
	text-decoration: none;
	transform: translateY(-160%);
}
.skip-link:focus { transform: none; }

.site-main { display: block; outline: none; }

.wrap {
	width: 100%;
	max-width: calc(var(--wrap) + var(--gutter) * 2);
	margin-inline: auto;
	padding-inline: var(--gutter);
}
.wrap--narrow { max-width: calc(780px + var(--gutter) * 2); }

/* Sections --------------------------------------------------------------- */

.sec { padding-block: var(--sec); }
.sec--tight { padding-block: clamp(56px, 6vw, 88px); }
.sec--white { background: var(--white); }
.sec--cream { background: var(--ivory); }
.sec--dark { background: var(--black); color: var(--on-dark); }
.sec--dark h1,
.sec--dark h2,
.sec--dark h3 { color: var(--white); }

/* Adjacent sections with the same background: a hairline instead of a
   double gap. The second rule covers Elementor's per-widget containers. */
.sec--white + .sec--white,
.sec--cream + .sec--cream,
:is(.e-con, .elementor-section):has(.sec--white) + :is(.e-con, .elementor-section):has(.sec--white) .sec--white,
:is(.e-con, .elementor-section):has(.sec--cream) + :is(.e-con, .elementor-section):has(.sec--cream) .sec--cream { padding-top: 0; }
.sec--white + .sec--white > .wrap,
.sec--cream + .sec--cream > .wrap,
:is(.e-con, .elementor-section):has(.sec--white) + :is(.e-con, .elementor-section):has(.sec--white) .sec--white > .wrap,
:is(.e-con, .elementor-section):has(.sec--cream) + :is(.e-con, .elementor-section):has(.sec--cream) .sec--cream > .wrap {
	padding-top: var(--sec);
	background: linear-gradient(var(--line), var(--line)) var(--gutter) 0 / calc(100% - var(--gutter) * 2) 1px no-repeat;
}

.eyebrow {
	display: flex;
	align-items: center;
	gap: 14px;
	margin: 0 0 20px;
	color: var(--gold-deep);
	font-size: 0.75rem;
	font-weight: 700;
	letter-spacing: 0.16em;
	text-transform: uppercase;
	line-height: 1.4;
}
.eyebrow::before {
	content: "";
	flex: 0 0 28px;
	height: 1px;
	background: currentColor;
}
.eyebrow--light,
.sec--dark .eyebrow { color: var(--gold); }

.sec-head { max-width: 760px; margin-bottom: clamp(36px, 5vw, 56px); }
.sec-title {
	font-size: clamp(1.875rem, 3.4vw, 2.75rem);
	letter-spacing: -0.028em;
	line-height: 1.1;
	margin-bottom: 0;
}
.sec-title--sm { font-size: clamp(1.5rem, 2.4vw, 1.875rem); margin-bottom: 28px; }
.sec-intro {
	margin-top: 20px;
	color: var(--muted);
	font-size: 1.125rem;
	line-height: 1.6;
	max-width: 62ch;
}
.sec--dark .sec-intro { color: var(--on-dark-muted); }

@media (min-width: 960px) {
	.sec-head--split:has(.sec-intro) {
		max-width: none;
		display: grid;
		grid-template-columns: minmax(0, 7fr) minmax(0, 5fr);
		column-gap: 64px;
		align-items: end;
	}
	.sec-head--split:has(.sec-intro) .eyebrow { grid-column: 1 / -1; }
	.sec-head--split .sec-intro { margin-top: 0; }
}

.sec-foot { margin-top: 44px; }

.fine {
	margin-top: 16px;
	color: var(--muted);
	font-size: 0.8125rem;
	line-height: 1.55;
}
.fine--light,
.sec--dark .fine { color: var(--on-dark-muted); }

/* Buttons ---------------------------------------------------------------- */

.btn {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	gap: 10px;
	min-height: 52px;
	padding: 14px 26px;
	border: 1px solid transparent;
	border-radius: var(--radius);
	font-size: 0.9375rem;
	font-weight: 650;
	letter-spacing: 0.005em;
	line-height: 1.2;
	text-decoration: none;
	cursor: pointer;
	transition: background-color 0.2s var(--ease), color 0.2s var(--ease), border-color 0.2s var(--ease);
}
.btn .icon { width: 18px; height: 18px; transition: transform 0.25s var(--ease); }
.btn:hover .icon { transform: translateX(3px); }

.btn--gold { background: var(--gold); color: var(--black); }
.btn--gold:hover { background: var(--gold-light); color: var(--black); }

.btn--ghost { border-color: rgba(255, 255, 255, 0.34); color: var(--white); background: transparent; }
.btn--ghost:hover { border-color: var(--gold); color: var(--gold-light); }

.btn--dark { background: var(--black); color: var(--white); }
.btn--dark:hover { background: var(--coal-2); color: var(--gold-light); }

.btn--line { border-color: var(--line-strong); color: var(--black); background: rgba(255, 255, 255, 0.55); }
.btn--line:hover { border-color: var(--gold-deep); color: var(--gold-deep); }
.sec--dark .btn--line { border-color: rgba(255, 255, 255, 0.34); color: var(--white); }

.btn--text {
	min-height: 0;
	padding: 4px 0;
	border: 0;
	color: var(--gold-deep);
	font-weight: 700;
	background: none;
}
.btn--text:hover { color: var(--black); }
.sec--dark .btn--text { color: var(--gold); }
.sec--dark .btn--text:hover { color: var(--gold-light); }

.btn--sm { min-height: 42px; padding: 10px 18px; font-size: 0.875rem; }

.btn-row { display: flex; flex-wrap: wrap; gap: 14px; }
.btn-stack { display: grid; gap: 12px; }

/* Header ----------------------------------------------------------------- */

.site-header {
	position: sticky;
	top: var(--wp-admin--admin-bar--height, 0px);
	z-index: 100;
	background: var(--white);
	color: var(--black);
	border-top: 3px solid var(--gold);
	border-bottom: 1px solid var(--line);
	transition: box-shadow 0.25s var(--ease);
}
/* WordPress's admin bar scrolls away on small screens. */
@media (max-width: 600px) { .admin-bar .site-header { top: 0; } }
.site-header.is-compact { box-shadow: 0 12px 32px -18px rgba(13, 13, 13, 0.28); }

.site-header__inner {
	display: flex;
	align-items: center;
	gap: 32px;
	min-height: var(--header-h);
	transition: min-height 0.25s var(--ease);
}
.site-header.is-compact .site-header__inner { min-height: 64px; }

.brand { display: flex; align-items: center; margin-right: auto; color: var(--black); text-decoration: none; }
.brand:hover { color: var(--black); }
.brand__logo { max-height: 48px; width: auto; }

/* Wordmark: "sanniemark" + gold full stop, with a gold rule and BROKERAGE beneath. */
.logo { display: inline-flex; flex-direction: column; gap: 3px; line-height: 1; }
.logo__word {
	display: inline-flex;
	align-items: baseline;
	font-size: 1.75rem;
	font-weight: 600;
	letter-spacing: -0.045em;
}
.logo__dot { width: 0.22em; height: 0.22em; margin-left: 0.07em; background: var(--gold); }
.logo__sub {
	display: inline-flex;
	align-items: center;
	gap: 8px;
	padding-left: 1px;
	color: var(--gold-deep);
	font-size: 0.625rem;
	font-weight: 700;
	letter-spacing: 0.32em;
	text-transform: uppercase;
}
.logo__rule { width: 26px; height: 2px; background: var(--gold); }
.site-header.is-compact .logo__word { font-size: 1.5rem; }
.logo--footer .logo__word { color: var(--white); font-size: 2rem; }
.logo--footer .logo__sub { color: var(--gold); }

.nav__list { display: flex; align-items: center; gap: 2px; margin: 0; padding: 0; list-style: none; }
.nav__list > li { position: relative; display: flex; align-items: center; }
.nav__list a {
	display: block;
	padding: 10px 12px;
	color: var(--black);
	font-size: 0.9375rem;
	font-weight: 500;
	text-decoration: none;
	white-space: nowrap;
}
.nav__list a:hover,
.nav__list .current-menu-item > a,
.nav__list .current-menu-ancestor > a,
.nav__list .current-page-ancestor > a { color: var(--gold-deep); }
.nav__list > .current-menu-item > a,
.nav__list > .current-menu-ancestor > a,
.nav__list > .current-page-ancestor > a { box-shadow: inset 0 -2px 0 var(--gold); }

.nav__toggle {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: 28px; height: 28px;
	margin-left: -8px;
	padding: 0;
	border: 0;
	background: none;
	color: var(--muted);
	cursor: pointer;
}
.nav__toggle .icon { width: 16px; height: 16px; transition: transform 0.2s var(--ease); }
.nav__toggle[aria-expanded="true"] .icon { transform: rotate(180deg); }

.nav .sub-menu {
	position: absolute;
	top: 100%;
	left: 0;
	min-width: 290px;
	margin: 0;
	padding: 10px 0;
	list-style: none;
	background: var(--white);
	border: 1px solid var(--line);
	border-top: 2px solid var(--gold);
	box-shadow: 0 24px 50px -20px rgba(13, 13, 13, 0.25);
	opacity: 0;
	visibility: hidden;
	transform: translateY(8px);
	transition: opacity 0.2s var(--ease), transform 0.2s var(--ease), visibility 0.2s;
}
.nav .sub-menu a { padding: 10px 22px; font-size: 0.9063rem; }
.nav .sub-menu a:hover { background: var(--ivory); }
.nav li:hover > .sub-menu,
.nav li:focus-within > .sub-menu,
.nav li.is-open > .sub-menu { opacity: 1; visibility: visible; transform: none; }

.nav__mobile-extra { display: none; }

.site-header__actions { display: flex; align-items: center; gap: 18px; }
.header-phone {
	display: inline-flex;
	align-items: center;
	gap: 8px;
	color: var(--black);
	font-size: 0.9375rem;
	font-weight: 600;
	text-decoration: none;
	white-space: nowrap;
}
.header-phone .icon { width: 18px; height: 18px; color: var(--gold-deep); }
.header-phone:hover { color: var(--gold-deep); }
.company-logo img { max-height: 32px; width: auto; }

.nav-toggle {
	display: none;
	align-items: center;
	justify-content: center;
	width: 44px; height: 44px;
	padding: 0;
	border: 1px solid var(--line-strong);
	border-radius: var(--radius);
	background: none;
	color: var(--black);
	cursor: pointer;
}
.nav-toggle .icon { width: 22px; height: 22px; }
.nav-toggle__close { display: none; }
.nav-toggle[aria-expanded="true"] .nav-toggle__open { display: none; }
.nav-toggle[aria-expanded="true"] .nav-toggle__close { display: block; }

@media (max-width: 1239px) {
	.header-phone span { display: none; }
}

@media (max-width: 1099px) {
	.nav-toggle { display: inline-flex; }
	.nav {
		position: fixed;
		inset: calc(var(--header-h) + 3px + var(--wp-admin--admin-bar--height, 0px)) 0 0 0;
		z-index: 99;
		overflow-y: auto;
		padding: 16px var(--gutter) 120px;
		background: var(--white);
		border-top: 1px solid var(--line);
		opacity: 0;
		visibility: hidden;
		transition: opacity 0.2s var(--ease), visibility 0.2s;
	}
	.site-header.is-compact .nav { inset-block-start: calc(67px + var(--wp-admin--admin-bar--height, 0px)); }
	.nav.is-open { opacity: 1; visibility: visible; }
	.nav__list { flex-direction: column; align-items: stretch; gap: 0; }
	.nav__list > li { flex-wrap: wrap; border-bottom: 1px solid var(--line); }
	.nav__list > li > a { flex: 1; padding: 18px 0; font-size: 1.125rem; box-shadow: none !important; }
	.nav__toggle { width: 48px; height: 48px; margin: 0; }
	.nav .sub-menu {
		position: static;
		flex-basis: 100%;
		display: none;
		min-width: 0;
		padding: 0 0 12px 12px;
		background: none;
		border: 0;
		box-shadow: none;
		opacity: 1;
		visibility: visible;
		transform: none;
	}
	.nav li.is-open > .sub-menu { display: block; }
	.nav .sub-menu a { padding: 10px 0; color: var(--muted); font-size: 1rem; }
	.nav__mobile-extra { display: grid; gap: 16px; margin-top: 28px; }
	.nav__phone { display: inline-flex; align-items: center; gap: 10px; color: var(--black); font-size: 1.125rem; font-weight: 600; text-decoration: none; }
	.nav__phone .icon { color: var(--gold-deep); }
	body.nav-open { overflow: hidden; }
}

@media (max-width: 639px) {
	:root { --header-h: 68px; }
	.header-apply,
	.header-phone,
	.company-logo { display: none; }
	.logo__word { font-size: 1.5rem; }
}

/* Breadcrumbs ------------------------------------------------------------ */

.crumbs { margin-bottom: 28px; font-size: 0.8125rem; }
.crumbs ol { display: flex; flex-wrap: wrap; gap: 6px 10px; margin: 0; padding: 0; list-style: none; }
.crumbs li { display: flex; align-items: center; gap: 10px; color: var(--muted); }
.crumbs li + li::before { content: "/"; color: var(--line-strong); }
.crumbs a { color: var(--muted); text-decoration: none; }
.crumbs a:hover { color: var(--gold-deep); }
.crumbs [aria-current] { color: var(--black); font-weight: 600; }
.sec--dark .crumbs li,
.sec--dark .crumbs a { color: var(--on-dark-muted); }
.sec--dark .crumbs [aria-current] { color: var(--on-dark); }

/* Hero slider ------------------------------------------------------------ */

.slider { background: var(--ivory); }
.slider__stage { position: relative; }
.slider__track { display: grid; }
.slide {
	position: relative;
	grid-area: 1 / 1;
	display: grid;
	align-items: center;
	min-height: clamp(520px, 72vh, 720px);
	overflow: hidden;
	opacity: 0;
	visibility: hidden;
	transition: opacity 0.9s var(--ease), visibility 0.9s;
}
.slide.is-active { opacity: 1; visibility: visible; }
.slide__media { position: absolute; inset: 0; }
.slide__media img { width: 100%; height: 100%; object-fit: cover; transform: scale(1.04); transition: transform 8s linear; }
.slide.is-active .slide__media img { transform: scale(1); }
/* Warm white veil: keeps the page light and the black type readable. */
.slide__media::after {
	content: "";
	position: absolute;
	inset: 0;
	background: radial-gradient(ellipse 40% 72% at 50% 50%, rgba(250, 248, 243, 0.94) 0%, rgba(250, 248, 243, 0.86) 62%, rgba(250, 248, 243, 0.22) 100%);
}
.slide--plain {
	background:
		url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 400 200'%3E%3Cpath d='M40 170 200 40 360 170' fill='none' stroke='%23c8a45d' stroke-opacity='.18' stroke-width='2'/%3E%3C/svg%3E") center / min(1100px, 120%) no-repeat,
		var(--ivory);
}
.slide__inner { position: relative; z-index: 1; padding-block: 96px 120px; text-align: center; }
.eyebrow--center { justify-content: center; }
.eyebrow--center::after { content: ""; flex: 0 0 28px; height: 1px; background: currentColor; }
.slide__title {
	max-width: 15ch;
	margin: 0 auto;
	color: var(--black);
	font-size: clamp(2.5rem, 6vw, 4.75rem);
	font-weight: 700;
	line-height: 1.02;
	letter-spacing: -0.04em;
}
.slide__rule { display: block; width: 48px; height: 2px; margin: 28px auto; background: var(--gold); }
.slide__text { max-width: 54ch; margin: 0 auto 36px; color: #4a453e; font-size: clamp(1.0625rem, 1.5vw, 1.25rem); line-height: 1.6; }
.btn-row--center { justify-content: center; }

.slider__controls {
	position: absolute;
	left: 50%;
	bottom: 28px;
	z-index: 2;
	display: flex;
	align-items: center;
	gap: 14px;
	transform: translateX(-50%);
}
.slider__arrow,
.slider__pause {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: 40px; height: 40px;
	padding: 0;
	border: 1px solid var(--line-strong);
	border-radius: 50%;
	background: rgba(255, 255, 255, 0.85);
	color: var(--black);
	cursor: pointer;
}
.slider__pause { width: auto; padding: 0 14px; border-radius: 999px; font-size: 0.75rem; font-weight: 600; }
.slider__arrow:hover,
.slider__pause:hover { border-color: var(--gold-deep); color: var(--gold-deep); }
.slider__arrow .icon { width: 18px; height: 18px; }
.slider__arrow[data-slide-prev] .icon { transform: scaleX(-1); }
.slider__dots { display: flex; gap: 8px; }
.slider__dot {
	width: 28px; height: 3px;
	padding: 10px 0;
	border: 0;
	background: linear-gradient(var(--line-strong), var(--line-strong)) center / 100% 3px no-repeat;
	cursor: pointer;
}
.slider__dot.is-active { background-image: linear-gradient(var(--gold), var(--gold)); }

.slider__note { background: var(--white); border-bottom: 1px solid var(--line); }
.slider__note-inner { display: flex; flex-wrap: wrap; align-items: center; justify-content: center; gap: 10px 18px; padding-block: 18px; text-align: center; }
.slider__note p { margin: 0; color: var(--muted); font-size: 0.875rem; font-weight: 500; }
.slider__avatar img { width: 44px; height: 44px; border-radius: 50%; object-fit: cover; object-position: 50% 25%; border: 1px solid var(--gold); }

@media (max-width: 719px) {
	.slide { min-height: 560px; }
	.slide__inner { padding-block: 72px 110px; }
	.slider__arrow { display: none; }
}

/* Home hero -------------------------------------------------------------- */

.hero {
	position: relative;
	overflow: hidden;
	padding-block: clamp(56px, 8vw, 112px) clamp(64px, 8vw, 104px);
}
.hero__grid {
	display: grid;
	gap: 56px;
	align-items: center;
}
@media (min-width: 960px) {
	.hero__grid { grid-template-columns: minmax(0, 1.18fr) minmax(0, 0.82fr); gap: 80px; }
}
.hero__title {
	margin: 0 0 28px;
	font-size: clamp(2.75rem, 6.6vw, 5.25rem);
	font-weight: 700;
	line-height: 1;
	letter-spacing: -0.04em;
}
.hero__title .nowrap { white-space: nowrap; }
.hero__text {
	max-width: 34em;
	margin-bottom: 40px;
	color: var(--muted);
	font-size: clamp(1.125rem, 1.6vw, 1.3125rem);
	line-height: 1.6;
}
.hero__meta {
	display: flex;
	flex-wrap: wrap;
	gap: 10px 28px;
	margin: 56px 0 0;
	padding: 24px 0 0;
	list-style: none;
	border-top: 1px solid var(--line);
	color: var(--muted);
	font-size: 0.8125rem;
	font-weight: 500;
	letter-spacing: 0.02em;
}
.hero__meta li { display: flex; align-items: center; gap: 10px; }
.hero__meta li::before { content: ""; width: 5px; height: 5px; background: var(--gold); transform: rotate(45deg); }

.hero__photo { position: relative; margin: 0; max-width: 460px; justify-self: center; width: 100%; }
@media (min-width: 960px) { .hero__photo { justify-self: end; } }
.hero__frame { position: relative; z-index: 1; }
.hero__frame::before {
	content: "";
	position: absolute;
	inset: 0;
	z-index: -1;
	border: 1px solid var(--gold);
	transform: translate(18px, 18px);
}
.hero__frame img {
	width: 100%;
	aspect-ratio: 4 / 5;
	object-fit: cover;
	object-position: 50% 30%;
	filter: saturate(0.92);
}
.hero__photo figcaption {
	margin-top: 34px;
	color: var(--muted);
	font-size: 0.8125rem;
	letter-spacing: 0.04em;
}
.hero__bars,
.cta-band__bars,
.site-footer__bars {
	position: absolute;
	pointer-events: none;
	background:
		linear-gradient(135deg, transparent 0 calc(50% - 2px), var(--gold) calc(50% - 2px) calc(50% + 2px), transparent calc(50% + 2px)) 0 0 / 100% 100%,
		linear-gradient(135deg, transparent 0 calc(50% - 1px), rgba(200, 164, 93, 0.45) calc(50% - 1px) calc(50% + 1px), transparent calc(50% + 1px)) 22px 0 / 100% 100% no-repeat;
}
.hero__bars { top: -28px; right: -28px; width: 120px; height: 120px; z-index: 2; }

/* Page hero -------------------------------------------------------------- */

.page-hero { position: relative; padding-block: clamp(48px, 6vw, 88px); border-bottom: 1px solid var(--line); }
.page-hero::after { content: ""; position: absolute; left: 0; bottom: -1px; width: min(240px, 30%); height: 2px; background: var(--gold); }
.page-hero__grid { display: grid; gap: 48px; align-items: center; }
@media (min-width: 960px) {
	.page-hero--image .page-hero__grid { grid-template-columns: minmax(0, 1fr) 340px; gap: 80px; }
}
.page-hero__title {
	max-width: 20ch;
	margin-bottom: 0;
	font-size: clamp(2.25rem, 4.6vw, 3.75rem);
	line-height: 1.04;
	letter-spacing: -0.035em;
}
.page-hero__text {
	max-width: 60ch;
	margin: 24px 0 0;
	color: var(--muted);
	font-size: clamp(1.0625rem, 1.4vw, 1.25rem);
	line-height: 1.6;
}
.page-hero .btn-row { margin-top: 36px; }
.page-hero__photo { position: relative; margin: 0 18px 18px 0; max-width: 340px; }
.page-hero__photo::before {
	content: "";
	position: absolute;
	inset: 0;
	border: 1px solid var(--gold);
	transform: translate(18px, 18px);
}
.page-hero__photo img { position: relative; width: 100%; aspect-ratio: 4 / 5; object-fit: cover; object-position: 50% 30%; }

/* Stats ------------------------------------------------------------------ */

.stats { border-top: 1px solid var(--line-dark); }
.stats.sec--white,
.stats.sec--cream { border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.stats__list {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	margin: 0;
}
@media (min-width: 840px) {
	.stats__list { grid-template-columns: repeat(4, minmax(0, 1fr)); }
}
.stats__item { padding: 32px 24px 34px; border-left: 1px solid var(--line-dark); }
.stats.sec--white .stats__item,
.stats.sec--cream .stats__item { border-color: var(--line); }
@media (max-width: 839px) {
	.stats__item:nth-child(odd) { border-left: 0; padding-left: 0; }
	.stats__item:nth-child(n + 3) { border-top: 1px solid var(--line-dark); }
}
@media (min-width: 840px) {
	.stats__item:first-child { border-left: 0; padding-left: 0; }
}
.stats__value {
	margin-bottom: 6px;
	color: var(--gold);
	font-size: clamp(1.75rem, 2.6vw, 2.25rem);
	font-weight: 700;
	letter-spacing: -0.03em;
	line-height: 1.1;
	font-variant-numeric: tabular-nums;
}
.stats.sec--white .stats__value,
.stats.sec--cream .stats__value { color: var(--gold-deep); }
.stats__value a { color: inherit; text-decoration: none; }
.stats__value a:hover { color: var(--gold-light); }
.stats__label { margin: 0; color: var(--on-dark-muted); font-size: 0.875rem; line-height: 1.45; }
.stats.sec--white .stats__label,
.stats.sec--cream .stats__label { color: var(--muted); }

/* Cards ------------------------------------------------------------------ */

.cards { display: grid; gap: 28px; }
@media (min-width: 720px) {
	.cards.cols-2,
	.cards.cols-3,
	.cards.cols-4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (min-width: 1024px) {
	.cards.cols-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
	.cards.cols-4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
}
.card { display: flex; flex-direction: column; align-items: flex-start; }
.card__title { margin: 0 0 10px; font-size: 1.1875rem; letter-spacing: -0.015em; line-height: 1.3; }
.card__text { margin: 0; color: var(--muted); font-size: 1rem; }
.card .btn--text { margin-top: auto; padding-top: 22px; }
.sec--dark .card__text { color: var(--on-dark-muted); }

.cards--numbered { gap: 40px; }
.cards--numbered .card { padding-top: 26px; border-top: 1px solid var(--line-strong); }
.sec--dark .cards--numbered .card { border-color: var(--line-dark); }
.card__num {
	margin-bottom: 36px;
	color: var(--gold-deep);
	font-size: 0.875rem;
	font-weight: 700;
	letter-spacing: 0.08em;
	font-variant-numeric: tabular-nums;
}
.sec--dark .card__num { color: var(--gold); }

.cards--icon .card,
.cards--plain .card,
.cards--badge .card {
	padding: 32px 30px;
	background: var(--white);
	border: 1px solid var(--line);
}
.sec--white .cards--icon .card,
.sec--white .cards--plain .card,
.sec--white .cards--badge .card { background: var(--ivory); border-color: transparent; }
.sec--dark .cards--icon .card,
.sec--dark .cards--plain .card,
.sec--dark .cards--badge .card { background: var(--coal); border-color: var(--line-dark); }

.card__icon {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: 48px; height: 48px;
	margin-bottom: 28px;
	color: var(--gold-deep);
	border: 1px solid var(--line-strong);
	border-radius: 50%;
}
.sec--white .card__icon { background: var(--white); border-color: var(--line); }
.card__icon .icon { width: 22px; height: 22px; }
.sec--dark .card__icon { color: var(--gold); border-color: var(--line-dark); }

.cards--plain .card { border-top: 2px solid var(--gold); }
.cards--plain .card__title { font-size: 1.125rem; }

.cards--badge .card__title { font-size: 1.125rem; }

/* Tiles ------------------------------------------------------------------ */

.tiles {
	display: grid;
	grid-template-columns: minmax(0, 1fr);
	border-top: 1px solid var(--line-strong);
}
@media (min-width: 720px) { .tiles { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 1024px) { .tiles { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
.tiles > li { border-bottom: 1px solid var(--line-strong); }
@media (min-width: 720px) {
	.tiles > li { border-right: 1px solid var(--line-strong); }
	.tiles > li:nth-child(2n) { border-right: 0; }
}
@media (min-width: 1024px) {
	.tiles > li:nth-child(2n) { border-right: 1px solid var(--line-strong); }
	.tiles > li:nth-child(3n) { border-right: 0; }
}
.tile {
	position: relative;
	display: flex;
	gap: 22px;
	height: 100%;
	padding: 34px 56px 34px 6px;
	color: var(--text);
	text-decoration: none;
	transition: background-color 0.25s var(--ease);
}
@media (min-width: 720px) { .tile { padding: 38px 64px 38px 32px; } }
.tile:hover { background: var(--white); color: var(--text); }
.sec--white .tile:hover { background: var(--ivory); }
.tile__icon { flex: none; color: var(--gold-deep); }
.tile__icon .icon { width: 28px; height: 28px; }
.tile__body { display: grid; gap: 6px; }
.tile__title { color: var(--black); font-size: 1.1875rem; font-weight: 700; letter-spacing: -0.015em; line-height: 1.3; }
.tile__text { color: var(--muted); font-size: 0.9688rem; line-height: 1.5; }
.tile__arrow {
	position: absolute;
	right: 28px;
	top: 50%;
	color: var(--gold-deep);
	transform: translate(-6px, -50%);
	opacity: 0.45;
	transition: transform 0.25s var(--ease), opacity 0.25s var(--ease);
}
.tile__arrow .icon { width: 20px; height: 20px; }
.tile:hover .tile__arrow,
.tile:focus-visible .tile__arrow { opacity: 1; transform: translate(0, -50%); }

/* Lanes ------------------------------------------------------------------ */

.lanes { display: grid; gap: 24px; }
@media (min-width: 900px) { .lanes { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
.lane {
	display: flex;
	flex-direction: column;
	align-items: flex-start;
	padding: 40px 34px 36px;
	background: var(--coal);
	border: 1px solid var(--line-dark);
	transition: border-color 0.25s var(--ease);
}
.lane:hover { border-color: rgba(200, 164, 93, 0.6); }
.sec--white .lane,
.sec--cream .lane { background: var(--white); border-color: var(--line); border-top: 2px solid var(--gold); }
.sec--white .lane { background: var(--ivory); border-color: transparent; border-top-color: var(--gold); }
.sec--white .lane:hover,
.sec--cream .lane:hover { border-color: var(--line-strong); border-top-color: var(--gold); }
.sec--white .lane__title,
.sec--cream .lane__title { color: var(--black); }
.sec--white .lane__text,
.sec--cream .lane__text { color: var(--muted); }
.sec--white .lane__index,
.sec--cream .lane__index,
.sec--white .lane .btn--text,
.sec--cream .lane .btn--text { color: var(--gold-deep); }
.lane__index {
	margin-bottom: 48px;
	color: var(--gold);
	font-size: 0.8125rem;
	font-weight: 700;
	letter-spacing: 0.12em;
}
.lane__title { margin-bottom: 14px; color: var(--white); font-size: 1.5rem; letter-spacing: -0.02em; }
.lane__text { color: var(--on-dark-muted); margin-bottom: 28px; }
.lane .btn--text { margin-top: auto; color: var(--gold); }
.lane .btn--text:hover { color: var(--gold-light); }

/* Calculator teaser ------------------------------------------------------ */

.teaser { display: grid; gap: 56px; align-items: center; }
@media (min-width: 960px) { .teaser { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 88px; } }
.teaser .sec-head { margin-bottom: 36px; }
.teaser .fine { margin-top: 24px; max-width: 46ch; }

.mini-calc {
	padding: clamp(24px, 3.5vw, 40px);
	background: var(--white);
	border: 1px solid var(--line);
	box-shadow: 0 30px 60px -30px rgba(13, 13, 13, 0.18);
}
.mini-calc__label {
	margin-bottom: 22px;
	color: var(--gold-deep);
	font-size: 0.75rem;
	font-weight: 700;
	letter-spacing: 0.14em;
	text-transform: uppercase;
}
.mini-calc__fields { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
.mini-calc__fields label span { display: block; margin-bottom: 6px; color: var(--muted); font-size: 0.8125rem; font-weight: 600; }
.mini-calc__out {
	display: grid;
	gap: 4px;
	margin-top: 26px;
	padding-top: 22px;
	border-top: 1px solid var(--line);
}
.mini-calc__out span { color: var(--muted); font-size: 0.875rem; }
.mini-calc__out strong { color: var(--black); font-size: clamp(2rem, 3.4vw, 2.75rem); font-weight: 700; letter-spacing: -0.035em; line-height: 1.1; font-variant-numeric: tabular-nums; }
.mini-calc__out small { color: var(--muted); font-size: 0.8125rem; }

/* Steps ------------------------------------------------------------------ */

.steps { display: grid; gap: 40px; margin: 0; padding: 0; list-style: none; counter-reset: step; }
@media (min-width: 840px) {
	.steps--2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
	.steps--3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
	.steps--4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (min-width: 1100px) { .steps--4 { grid-template-columns: repeat(4, minmax(0, 1fr)); } }
.step { position: relative; }
.step__num {
	position: relative;
	z-index: 1;
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: 52px; height: 52px;
	margin-bottom: 26px;
	background: var(--white);
	border: 1px solid var(--gold-deep);
	border-radius: 50%;
	color: var(--gold-deep);
	font-size: 0.875rem;
	font-weight: 700;
	font-variant-numeric: tabular-nums;
}
.sec--cream .step__num { background: var(--ivory); }
.sec--dark .step__num { background: var(--black); border-color: var(--gold); color: var(--gold); }
@media (min-width: 840px) {
	.step:not(:last-child)::after {
		content: "";
		position: absolute;
		top: 26px;
		left: 52px;
		right: -40px;
		height: 1px;
		background: var(--line-strong);
	}
	.steps--4 .step:nth-child(2)::after { display: none; }
}
@media (min-width: 1100px) { .steps--4 .step:nth-child(2)::after { display: block; } }
.step__title { margin-bottom: 10px; font-size: 1.1875rem; letter-spacing: -0.015em; }
.step__text { margin: 0; color: var(--muted); }
.sec--dark .step__text { color: var(--on-dark-muted); }

/* Reviews ---------------------------------------------------------------- */

.reviews__top { display: flex; flex-wrap: wrap; align-items: flex-end; justify-content: space-between; gap: 24px 48px; margin-bottom: clamp(36px, 5vw, 56px); }
.reviews__top .sec-head { margin-bottom: 0; }
.rating-badge {
	display: grid;
	grid-template-columns: auto auto;
	align-items: center;
	gap: 2px 14px;
	padding: 18px 22px;
	background: var(--white);
	border: 1px solid var(--line);
}
.rating-badge__score { grid-row: span 2; color: var(--black); font-size: 2.25rem; font-weight: 700; letter-spacing: -0.03em; line-height: 1; }
.rating-badge__stars { display: flex; gap: 2px; color: var(--gold); }
.rating-badge__stars .icon { width: 16px; height: 16px; fill: currentColor; }
.rating-badge__meta { color: var(--muted); font-size: 0.8125rem; }

.reviews--carousel {
	display: grid;
	grid-auto-flow: column;
	grid-auto-columns: minmax(280px, 86%);
	gap: 24px;
	overflow-x: auto;
	overscroll-behavior-x: contain;
	scroll-snap-type: x mandatory;
	scrollbar-width: none;
	padding-bottom: 4px;
}
.reviews--carousel::-webkit-scrollbar { display: none; }
@media (min-width: 720px) { .reviews--carousel { grid-auto-columns: calc(50% - 12px); } }
@media (min-width: 1100px) { .reviews--carousel { grid-auto-columns: calc((100% - 48px) / 3); } }
.reviews--grid { display: grid; gap: 24px; }
@media (min-width: 720px) { .reviews--grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 1100px) { .reviews--grid { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
.review {
	display: flex;
	flex-direction: column;
	margin: 0;
	padding: 34px 30px 30px;
	background: var(--white);
	border: 1px solid var(--line);
	scroll-snap-align: start;
}
.sec--white .review { background: var(--ivory); border-color: transparent; }
.review[hidden] { display: none; }
.review blockquote { margin: 0 0 28px; color: var(--black); font-size: 1.0625rem; line-height: 1.6; }
.review blockquote::before { content: "“"; display: block; height: 30px; color: var(--gold); font-size: 3.5rem; font-weight: 700; line-height: 1; }
.review figcaption { display: grid; gap: 2px; margin-top: auto; padding-top: 20px; border-top: 1px solid var(--line); font-size: 0.875rem; }
.review figcaption strong { color: var(--black); }
.review figcaption span { color: var(--muted); }
.carousel-nav { display: flex; gap: 10px; margin-top: 24px; }
.carousel-nav__btn {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: 48px; height: 48px;
	border: 1px solid var(--line-strong);
	border-radius: 50%;
	background: none;
	color: var(--black);
	cursor: pointer;
}
.carousel-nav__btn:hover { border-color: var(--gold-deep); color: var(--gold-deep); }
.carousel-nav__btn[data-dir="-1"] .icon { transform: scaleX(-1); }
.reviews__empty {
	max-width: 58ch;
	padding: 28px 0 0;
	border-top: 1px solid var(--line-strong);
	color: var(--muted);
	font-size: 1.125rem;
}
.reviews__foot { display: flex; flex-wrap: wrap; align-items: center; gap: 14px 28px; margin-top: 36px; }

/* Chips ------------------------------------------------------------------ */

.chips { display: flex; flex-wrap: wrap; gap: 10px; margin: 0; padding: 0; list-style: none; }
.chip {
	display: inline-flex;
	align-items: center;
	gap: 8px;
	min-height: 44px;
	padding: 10px 18px;
	background: var(--white);
	border: 1px solid var(--line-strong);
	border-radius: 999px;
	color: var(--black);
	font-size: 0.9063rem;
	font-weight: 600;
	text-decoration: none;
	cursor: default;
}
.chip .icon { width: 16px; height: 16px; color: var(--gold-deep); }
a.chip,
button.chip { cursor: pointer; transition: border-color 0.2s var(--ease), background-color 0.2s var(--ease); }
a.chip:hover,
button.chip:hover { border-color: var(--gold-deep); color: var(--black); }
.chips--filter { margin-bottom: 32px; }
.chip.is-active { background: var(--black); border-color: var(--black); color: var(--white); }

.area { display: grid; gap: 32px; }
.area .sec-head { margin-bottom: 0; }
@media (min-width: 960px) {
	.area { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 80px; align-items: end; }
	.area .chips { justify-content: flex-end; }
}
.sec--white .chip { background: var(--ivory); border-color: transparent; }
.sec--white a.chip:hover { border-color: var(--gold-deep); }

/* CTA band --------------------------------------------------------------- */

.cta-band {
	position: relative;
	overflow: hidden;
	padding-block: clamp(72px, 9vw, 128px);
	background: var(--ivory);
	border-top: 1px solid var(--line);
}
.cta-band__bars { top: -40px; right: -40px; width: 200px; height: 200px; }
.cta-band__inner { position: relative; display: grid; gap: 40px; }
@media (min-width: 1024px) {
	.cta-band__inner { grid-template-columns: minmax(0, 1.25fr) minmax(0, 1fr); align-items: end; gap: 80px; }
	.cta-band__buttons { justify-content: flex-end; }
	.cta-band__fine { grid-column: 1 / -1; }
}
.cta-band__title {
	margin: 0;
	color: var(--black);
	font-size: clamp(2rem, 4vw, 3.25rem);
	line-height: 1.06;
	letter-spacing: -0.035em;
}
.cta-band__text { max-width: 52ch; margin: 22px 0 0; color: var(--muted); font-size: 1.125rem; }
.cta-band__fine { max-width: 110ch; margin: 0; padding-top: 28px; border-top: 1px solid var(--line); font-size: 0.75rem; }

/* Split ------------------------------------------------------------------ */

.split { display: grid; gap: 56px; align-items: start; }
@media (min-width: 960px) {
	.split { grid-template-columns: minmax(0, 1.15fr) minmax(0, 0.85fr); gap: 96px; }
	.split--left .split__copy { order: 2; }
}
.split .sec-title { margin-bottom: 28px; }
.split__media { position: relative; width: 100%; max-width: 420px; margin: 0 18px 18px 0; }
@media (min-width: 960px) { .split--left .split__media { justify-self: start; } .split--right .split__media { justify-self: end; } .split:has(.split__media) { align-items: center; } }
.split__media::before { content: ""; position: absolute; inset: 0; border: 1px solid var(--gold); transform: translate(18px, 18px); }
.split__media img { position: relative; width: 100%; aspect-ratio: 4 / 5; object-fit: cover; }
.split__aside {
	padding: 36px 34px;
	background: var(--ivory);
	border-left: 2px solid var(--gold);
}
.sec--cream .split__aside { background: var(--white); }
.sec--dark .split__aside { background: var(--coal); }
.split__aside .pull { color: var(--black); font-size: clamp(1.375rem, 2.2vw, 1.75rem); font-weight: 600; letter-spacing: -0.02em; line-height: 1.3; }
.split__aside .pull-cite { margin-top: 18px; color: var(--muted); font-size: 0.875rem; font-weight: 600; }
.aside-label { margin-bottom: 18px; color: var(--gold-deep); font-size: 0.75rem; font-weight: 700; letter-spacing: 0.14em; text-transform: uppercase; }
.aside-math { display: flex; justify-content: space-between; gap: 16px; margin: 0; padding: 12px 0; border-bottom: 1px solid var(--line); }
.aside-math span { color: var(--muted); }
.aside-math strong { color: var(--black); font-variant-numeric: tabular-nums; }
.aside-math--total { border-bottom: 0; }
.aside-math--total strong { color: var(--gold-deep); font-size: 1.375rem; }
.aside-formula { color: var(--black); font-size: clamp(1.25rem, 2vw, 1.5rem); font-weight: 700; letter-spacing: -0.02em; }

/* Checklist -------------------------------------------------------------- */

.checklist-wrap,
.faq-wrap { display: grid; gap: 8px 80px; }
@media (min-width: 960px) {
	.checklist-wrap,
	.faq-wrap { grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); }
	.checklist-wrap .sec-head,
	.faq-wrap .sec-head { position: sticky; top: calc(var(--header-h) + 32px); align-self: start; }
}
.checklist { display: grid; gap: 0 40px; }
@media (min-width: 720px) {
	.checklist.cols-2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
	.checklist.cols-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
}
.checklist li { display: flex; align-items: flex-start; gap: 16px; padding: 20px 0; border-bottom: 1px solid var(--line); }
.checklist strong { display: block; color: var(--black); font-weight: 600; line-height: 1.45; }
.checklist small { display: block; margin-top: 4px; color: var(--muted); font-size: 0.9063rem; }
.checklist__mark {
	flex: none;
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: 30px; height: 30px;
	color: var(--gold-deep);
	border: 1px solid var(--line-strong);
	border-radius: 50%;
}
.checklist__mark .icon { width: 16px; height: 16px; }

/* FAQ -------------------------------------------------------------------- */

.faq { border-top: 1px solid var(--line-strong); }
.faq__item { border-bottom: 1px solid var(--line-strong); }
.faq__item summary {
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 24px;
	padding: 24px 0;
	color: var(--black);
	font-size: 1.125rem;
	font-weight: 600;
	letter-spacing: -0.01em;
	line-height: 1.4;
	list-style: none;
	cursor: pointer;
}
.faq__item summary::-webkit-details-marker { display: none; }
.faq__item summary .icon { flex: none; width: 22px; height: 22px; color: var(--gold-deep); transition: transform 0.25s var(--ease); }
.faq__item[open] summary .icon { transform: rotate(45deg); }
.faq__item summary:hover { color: var(--gold-deep); }
.faq__answer { max-width: 64ch; padding: 0 0 26px; color: var(--muted); }

/* Table ------------------------------------------------------------------ */

.table-scroll { overflow-x: auto; }
.compare { width: 100%; border-collapse: collapse; font-size: 0.9688rem; }
.compare th,
.compare td { padding: 18px 20px; text-align: left; vertical-align: top; border-bottom: 1px solid var(--line); }
.compare thead th {
	padding-block: 14px;
	background: var(--black);
	color: var(--gold);
	font-size: 0.75rem;
	font-weight: 700;
	letter-spacing: 0.12em;
	text-transform: uppercase;
}
.compare tbody th { color: var(--black); font-weight: 700; }
.compare td { color: var(--muted); }
.sec--cream .compare tbody tr { background: var(--white); }
.sec--white .compare tbody tr:nth-child(even) { background: var(--ivory); }
@media (max-width: 719px) {
	.compare thead { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); }
	.compare,
	.compare tbody,
	.compare tr,
	.compare th,
	.compare td { display: block; }
	.compare tr { margin-bottom: 16px; border: 1px solid var(--line); background: var(--white); }
	.compare tbody th { background: var(--black); color: var(--white); border: 0; }
	.compare td { display: grid; grid-template-columns: 42% 1fr; gap: 12px; padding: 14px 18px; }
	.compare td::before { content: attr(data-label); color: var(--black); font-weight: 600; font-size: 0.8125rem; }
	.compare td[data-label=""] { grid-template-columns: 1fr; }
	.compare td[data-label=""]::before { display: none; }
}

/* Forms ------------------------------------------------------------------ */

input[type="text"],
input[type="email"],
input[type="tel"],
input[type="search"],
input[type="number"],
select,
textarea {
	width: 100%;
	min-height: 52px;
	padding: 12px 16px;
	background: var(--white);
	border: 1px solid var(--line-strong);
	border-radius: var(--radius);
	color: var(--black);
	font-size: 1rem;
	line-height: 1.4;
	transition: border-color 0.2s var(--ease), box-shadow 0.2s var(--ease);
	appearance: none;
}
select {
	padding-right: 44px;
	background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%238a6a2e' stroke-width='1.6'%3E%3Cpath d='m6.5 9.5 5.5 5.5 5.5-5.5'/%3E%3C/svg%3E");
	background-repeat: no-repeat;
	background-position: right 14px center;
	background-size: 18px;
}
textarea { min-height: 140px; resize: vertical; }
input:hover,
select:hover,
textarea:hover { border-color: var(--muted); }
input:focus,
select:focus,
textarea:focus { outline: none; border-color: var(--gold-deep); box-shadow: 0 0 0 3px rgba(200, 164, 93, 0.28); }

.input { position: relative; display: block; }
.input--money input { padding-left: 30px; }
.input--money::before { content: "$"; position: absolute; left: 14px; top: 50%; transform: translateY(-50%); color: var(--muted); font-weight: 600; pointer-events: none; }
.input--pct input { padding-right: 34px; }
.input--pct::after { content: "%"; position: absolute; right: 14px; top: 50%; transform: translateY(-50%); color: var(--muted); font-weight: 600; pointer-events: none; }

.form__grid { display: grid; gap: 20px; }
@media (min-width: 640px) {
	.form__grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
	.field--full { grid-column: 1 / -1; }
}
.field { margin: 0; }
.field label { display: block; margin-bottom: 8px; color: var(--black); font-size: 0.875rem; font-weight: 600; }
.field abbr { color: var(--gold-deep); text-decoration: none; }
.field--check { display: flex; align-items: flex-start; gap: 12px; }
.field--check label { margin: 0; font-weight: 500; line-height: 1.5; }
.field--check input {
	flex: none;
	width: 22px; height: 22px;
	margin: 0;
	accent-color: var(--gold-deep);
}
.form__foot { display: flex; flex-wrap: wrap; align-items: center; gap: 16px 28px; margin-top: 28px; }
.form__foot .fine { flex: 1 1 260px; margin: 0; }
.hp { position: absolute !important; left: -9999px; width: 1px; height: 1px; overflow: hidden; }

.form-msg { display: flex; align-items: flex-start; gap: 16px; margin-bottom: 28px; padding: 24px 26px; border-left: 2px solid var(--gold); background: var(--ivory); outline: none; }
.form-msg .icon { flex: none; width: 26px; height: 26px; color: var(--gold-deep); }
.form-msg p { margin: 0; color: var(--black); font-size: 1.0625rem; font-weight: 600; }
.form-msg--err { border-color: #a33a2a; }

/* Contact ---------------------------------------------------------------- */

.contact { display: grid; gap: 56px; align-items: start; }
@media (min-width: 1024px) { .contact { grid-template-columns: minmax(0, 1.55fr) minmax(0, 1fr); gap: 80px; } }
.contact__card {
	padding: clamp(28px, 3.5vw, 40px);
	background: var(--black);
	color: var(--on-dark);
}
@media (min-width: 1024px) { .contact__card { position: sticky; top: calc(var(--header-h) + 32px); } }
.contact__photo { width: 88px; height: 88px; margin-bottom: 20px; overflow: hidden; border-radius: 50%; border: 1px solid var(--gold); }
.contact__photo img { width: 100%; height: 100%; object-fit: cover; object-position: 50% 25%; }
.contact__name { margin: 0; color: var(--white); font-size: 1.25rem; font-weight: 700; letter-spacing: -0.015em; }
.contact__role { margin: 4px 0 28px; color: var(--gold); font-size: 0.8125rem; font-weight: 600; }
.contact__title { margin: 0 0 8px; color: var(--white); font-size: 1.0625rem; }
.contact__text { color: var(--on-dark-muted); font-size: 0.9688rem; }
.contact__list { display: grid; gap: 14px; margin: 26px 0 30px; padding: 22px 0 0; list-style: none; border-top: 1px solid var(--line-dark); }
.contact__list li { display: flex; align-items: flex-start; gap: 12px; color: var(--on-dark-muted); font-size: 0.9375rem; line-height: 1.5; }
.contact__list .icon { flex: none; width: 20px; height: 20px; color: var(--gold); }
.contact__list a { color: var(--on-dark); text-decoration: none; word-break: break-word; }
.contact__list a:hover { color: var(--gold); }
.contact__card .btn--line { border-color: rgba(255, 255, 255, 0.34); color: var(--white); background: transparent; }
.contact__card .btn--line:hover { border-color: var(--gold); color: var(--gold-light); }

/* Calculators ------------------------------------------------------------ */

.calc__tabs {
	display: flex;
	gap: 4px;
	margin-bottom: 36px;
	overflow-x: auto;
	border-bottom: 1px solid var(--line-strong);
	scrollbar-width: none;
}
.calc__tabs::-webkit-scrollbar { display: none; }
.calc__tabs button {
	position: relative;
	flex: none;
	padding: 14px 20px;
	border: 0;
	background: none;
	color: var(--muted);
	font-size: 0.9688rem;
	font-weight: 600;
	cursor: pointer;
}
.calc__tabs button::after { content: ""; position: absolute; left: 0; right: 0; bottom: -1px; height: 2px; background: transparent; }
.calc__tabs button:hover { color: var(--black); }
.calc__tabs button[aria-selected="true"] { color: var(--black); }
.calc__tabs button[aria-selected="true"]::after { background: var(--gold); }
.calc__panel { display: grid; gap: 40px; align-items: start; }
.calc__panel[hidden] { display: none; }
@media (min-width: 1024px) { .calc__panel { grid-template-columns: minmax(0, 1.3fr) minmax(0, 1fr); gap: 64px; } }
.calc__form fieldset { margin: 0; padding: 0; border: 0; min-width: 0; }
.calc__title { margin-bottom: 24px; padding: 0; color: var(--black); font-size: 1.375rem; font-weight: 700; letter-spacing: -0.02em; }
.calc__fields { display: grid; gap: 18px 20px; }
@media (min-width: 560px) { .calc__fields { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
.calc__fields label > span:first-child,
.calc__fields label > span:not(.input) { display: block; margin-bottom: 8px; color: var(--black); font-size: 0.8438rem; font-weight: 600; line-height: 1.35; }

.calc__results {
	padding: clamp(26px, 3vw, 36px);
	background: var(--black);
	color: var(--on-dark);
}
@media (min-width: 1024px) { .calc__results { position: sticky; top: calc(var(--header-h) + 32px); } }
.calc__headline { display: grid; gap: 4px; margin: 0 0 22px; padding-bottom: 22px; border-bottom: 1px solid var(--line-dark); }
.calc__headline span { color: var(--on-dark-muted); font-size: 0.875rem; }
.calc__headline strong { color: var(--gold); font-size: clamp(2.125rem, 3.6vw, 2.875rem); font-weight: 700; letter-spacing: -0.035em; line-height: 1.1; font-variant-numeric: tabular-nums; }
.calc__rows { display: grid; gap: 0; margin: 0; }
.calc__rows div { display: flex; justify-content: space-between; gap: 16px; padding: 9px 0; font-size: 0.9375rem; border-bottom: 1px dashed rgba(255, 255, 255, 0.1); }
.calc__rows dt { display: flex; align-items: center; gap: 10px; color: var(--on-dark-muted); }
.calc__rows dd { margin: 0; color: var(--white); font-weight: 600; font-variant-numeric: tabular-nums; }
.calc__rows i { width: 10px; height: 10px; border-radius: 2px; }
.calc__bar { display: flex; height: 8px; margin: 22px 0 6px; overflow: hidden; border-radius: 4px; background: var(--coal-2); }
.calc__bar:empty { display: none; }
.calc__bar span { height: 100%; }
.calc__results .fine { margin: 18px 0 22px; color: var(--on-dark-muted); font-size: 0.75rem; }
.calc__results .btn--dark { width: 100%; background: var(--gold); color: var(--black); }
.calc__results .btn--dark:hover { background: var(--gold-light); color: var(--black); }
.calc__pass { color: #9fd3a4; }
.calc__fail { color: #f0a493; }

/* Prose ------------------------------------------------------------------ */

.prose { max-width: 70ch; }
.prose > * { margin-block: 0; }
.prose > * + * { margin-top: 1.1em; }
.prose h2 { margin: 2em 0 0.6em; font-size: clamp(1.375rem, 2vw, 1.625rem); }
.prose h3 { margin: 1.8em 0 0.5em; font-size: 1.25rem; }
.prose > :first-child { margin-top: 0; }
.prose ul,
.prose ol { padding-left: 1.25em; }
.prose li + li { margin-top: 0.4em; }
.prose li::marker { color: var(--gold-deep); }
.prose a { color: var(--gold-deep); font-weight: 600; }
.prose a:hover { color: var(--black); }
.prose blockquote { margin: 1.6em 0; padding: 4px 0 4px 24px; border-left: 2px solid var(--gold); color: var(--black); font-size: 1.1875rem; font-weight: 500; }
.prose img { margin-block: 1.5em; }
.prose table { width: 100%; border-collapse: collapse; }
.prose th,
.prose td { padding: 10px 12px; border-bottom: 1px solid var(--line); text-align: left; }
.split .prose { color: var(--muted); font-size: 1.0938rem; }
.split .prose p:first-child { color: var(--black); font-size: 1.1875rem; font-weight: 500; }

/* Posts ------------------------------------------------------------------ */

.post-list { display: grid; gap: 40px 32px; }
@media (min-width: 720px) { .post-list { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 1024px) { .post-list { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
.post-card { display: flex; flex-direction: column; padding-top: 24px; border-top: 1px solid var(--line-strong); }
.post-card__media img { width: 100%; aspect-ratio: 16 / 10; object-fit: cover; margin-bottom: 20px; }
.post-card__meta { margin-bottom: 8px; color: var(--gold-deep); font-size: 0.8125rem; font-weight: 600; }
.post-card__title { font-size: 1.3125rem; line-height: 1.3; }
.post-card__title a { color: var(--black); text-decoration: none; }
.post-card__title a:hover { color: var(--gold-deep); }
.post-card__excerpt { color: var(--muted); font-size: 0.9688rem; }
.post-figure { margin: 0 0 40px; }
.post-author { margin-top: 48px; padding-top: 24px; border-top: 1px solid var(--line); color: var(--muted); font-size: 0.9063rem; }
.post-nav { display: flex; justify-content: space-between; gap: 24px; margin-top: 24px; font-weight: 600; }
.nav-links { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 56px; }
.nav-links .page-numbers { display: inline-flex; align-items: center; justify-content: center; min-width: 44px; height: 44px; padding: 0 14px; border: 1px solid var(--line-strong); color: var(--black); text-decoration: none; }
.nav-links .current { background: var(--black); border-color: var(--black); color: var(--white); }
.search-form { display: flex; gap: 10px; margin-top: 24px; }

/* Footer ----------------------------------------------------------------- */

.site-footer {
	position: relative;
	overflow: hidden;
	padding-top: clamp(64px, 8vw, 96px);
	background: #0a0a0a;
	color: var(--on-dark-muted);
	font-size: 0.9375rem;
	border-top: 1px solid var(--line-dark);
}
.site-footer__bars { top: -30px; left: -30px; width: 140px; height: 140px; transform: scaleX(-1); opacity: 0.8; }
.footer-grid { display: grid; gap: 44px 32px; padding-bottom: 56px; }
@media (min-width: 720px) { .footer-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 1100px) { .footer-grid { grid-template-columns: 1.5fr 1fr 1fr 1.3fr; gap: 48px; } }
.footer-brand__name { margin: 0 0 6px; color: var(--white); font-size: 1.375rem; font-weight: 700; letter-spacing: -0.02em; }
.footer-brand__role { margin: 0 0 18px; color: var(--gold); font-size: 0.8125rem; font-weight: 600; line-height: 1.6; }
.footer-brand__bio { max-width: 34ch; }
.eho-line { display: flex; align-items: center; gap: 12px; margin-top: 24px; color: var(--on-dark); font-size: 0.75rem; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; }
.eho { flex: none; width: 34px; height: 34px; color: var(--on-dark); }
.footer-title { margin-bottom: 18px; color: var(--gold); font-size: 0.75rem; font-weight: 700; letter-spacing: 0.16em; text-transform: uppercase; }
.footer-links { display: grid; gap: 10px; margin: 0; padding: 0; list-style: none; }
.footer-links a { display: inline-flex; align-items: center; gap: 10px; color: var(--on-dark); text-decoration: none; word-break: break-word; }
.footer-links a:hover { color: var(--gold); }
.footer-links .icon { flex: none; width: 18px; height: 18px; color: var(--gold); }
.social { display: flex; gap: 10px; margin-top: 22px; }
.social a { display: inline-flex; align-items: center; justify-content: center; width: 40px; height: 40px; border: 1px solid var(--line-dark); border-radius: 50%; color: var(--on-dark); }
.social a:hover { border-color: var(--gold); color: var(--gold); }
.social .icon { width: 18px; height: 18px; }
.compliance { padding: 32px 0; border-top: 1px solid var(--line-dark); color: #948d80; font-size: 0.75rem; line-height: 1.7; }
.compliance p { max-width: 150ch; margin: 0 0 10px; }
.compliance strong { color: var(--on-dark-muted); }
.compliance a { color: var(--on-dark-muted); }
.footer-bottom {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	gap: 12px 28px;
	padding: 24px 0 32px;
	border-top: 1px solid var(--line-dark);
	font-size: 0.8125rem;
}
.footer-bottom p { margin: 0; }
.footer-bottom a { color: var(--on-dark-muted); text-decoration: none; }
.footer-bottom a:hover { color: var(--gold); }
.footer-bottom .footer-links,
.footer-legal { display: flex; flex-wrap: wrap; gap: 8px 22px; margin: 0; padding: 0; list-style: none; }
.footer-bottom .footer-links a { color: var(--on-dark-muted); }

/* Mobile action bar ------------------------------------------------------ */

.mobile-bar { display: none; }
@media (max-width: 767px) {
	body { padding-bottom: 64px; }
	.mobile-bar {
		position: fixed;
		inset: auto 0 0 0;
		z-index: 90;
		display: grid;
		grid-template-columns: repeat(3, 1fr);
		height: calc(64px + env(safe-area-inset-bottom, 0px));
		padding-bottom: env(safe-area-inset-bottom, 0px);
		background: var(--black);
		border-top: 1px solid rgba(200, 164, 93, 0.35);
	}
	.mobile-bar a {
		display: flex;
		flex-direction: column;
		align-items: center;
		justify-content: center;
		gap: 4px;
		color: var(--on-dark);
		font-size: 0.75rem;
		font-weight: 600;
		letter-spacing: 0.04em;
		text-decoration: none;
	}
	.mobile-bar a + a { border-left: 1px solid var(--line-dark); }
	.mobile-bar .icon { width: 20px; height: 20px; color: var(--gold); }
	.mobile-bar__apply { background: var(--gold); color: var(--black) !important; }
	.mobile-bar__apply .icon { color: var(--black); }
}

/* Motion ----------------------------------------------------------------- */

@media (prefers-reduced-motion: reduce) {
	*,
	*::before,
	*::after { transition-duration: 0.01ms !important; animation-duration: 0.01ms !important; scroll-behavior: auto !important; }
}

/* Elementor -------------------------------------------------------------- */

.elementor .sec,
.elementor .hero,
.elementor .page-hero,
.elementor .cta-band,
.elementor .stats { width: 100%; }
.elementor-widget-container > .sec,
.elementor-widget-container > section { margin: 0; }
.e-con.e-con-full > .elementor-widget { width: 100%; }

/* Print ------------------------------------------------------------------ */

@media print {
	.site-header,
	.mobile-bar,
	.site-footer__bars,
	.hero__bars,
	.cta-band__bars { display: none !important; }
	.sec--dark,
	.hero,
	.page-hero,
	.cta-band { background: none !important; color: #000 !important; }
}